Presented by Michelle Goss, Direct Financial Branch Manager. The prospect of buying a car can be overwhelming. Whether you are buying a new or used vehicle, the steps are the same. Preparation and knowledge can save you time, money and energy as you look for your next vehicle. Knowing how dealers’ price a car, the true market value of a vehicle, and being able to evaluate the extras offered allows you to negotiate the best possible deal. Learn how your credit affects your loan, monthly payment and total financing costs. Let Direct Financial guide you through a stress-free car buying experience.